Post-insulation is one of the best investments you can make as a private individual. We all know about equities, bonds and high-interest accounts, but isolation can often bring the greatest return.
The benefits are in line and include everything from lower heating bills, to increased home value and better home comfort. We take a closer look at the many benefits and possibilities of making loans for home insulation.
Because while borrowing is often a decision that costs you a lot of money, this situation can easily be the other way around. If you obtain a sufficiently low interest rate, it may actually be worthwhile to borrow money for the insulation of the house.
Financing of post-insulation
First to your loan options as a consumer. If you have not already heard about the concept of energy loans, it covers solutions at the country’s banks. An opportunity to get special energy savings loans. It can be for post insulation or solar cells.
Why is that?
The background of the banks is simple, they can also see the sense in the investment. That it will in the long run help strengthen your private economy.
So most people will experience more affable bank advisors when you present them for the purpose behind; additional insulation.
I can’t get an energy loan!
Unfortunately, not all Danes are approved for an energy loan, but it should certainly not make you give up. Partly because several loan providers online can help you and partly because bank rates are not always so low.
With several providers, you can receive interest rates of 5-7 percent and thus there are relatively high levels. So even if the bank is your first priority, you should complete a few loan applications online.
Here you can apply up to 400,000 dollars and the cheapest providers are at very reasonable rates, compared to the previous ones. So they are not necessarily much more expensive.
In the end, your calculation is about saving more on the heating bill than you have to give in borrowing costs. Remember to keep that relationship in mind wherever you borrow money for post-insulation.
Advantages of post insulation
Now to the many benefits and reasons why post insulation is a really good idea. For there are benefits to every taste. Partly for those who think most about the purse and for the more environmentally friendly Danes who would like to make an effort for the environment. We have listed here the most central benefits:
- Lower heating bills.
- Good return on your investment – many forms of insulation make their home in 3-5 years.
- Provides increased comfort in the home – no features and stable temperatures.
- An environmentally friendly solution.
- Your accommodation is increasing in value.
- Less risk of damage such as fungus and moisture.
It only makes sense to consider insulation as an investment
You may have 30,000 in your account, or you may have a home that is barely insulated.
The most important consideration is what it will cost in borrowing costs versus what you will save over the next 3-4 years. If the calculation looks reasonable, it may well be worthwhile to borrow money for post-insulation.
Otherwise the consequence may be that you never get started!